Charm Necklaces With the Ability to Eclectically Enhance Everything From Blouses to Dresses to Sweaters

By Morgan Schimminger

Shells are definitely summer-adjacent. That’s why you’ve likely spotted them decorating many a necklace over the last few months. Sometimes they show up solo in the form of a long pendant. (After all, long pendants are one of New York Fashion Week Spring 2027’s most popular crazes.) On other occasions they’re part of a collage of seasonally-appropriate accents, such as fish and coral. Now that fall is in full force, rocking shell necklaces no longer makes sense, but flaunting charm necklaces is totally permitted.

The practice is actually heavily highlighted in the Fall 2026 collections. Brands like Chloe, Dries Van Noten, Marni and Altuzarra all piled on the charm with necklaces featuring only a couple of danglers or a constellation of accessories. Which means minimalists and maximalists can find something to fit their aesthetic. Chloe, in particular, is leaning into the trend with a roster that includes styles with numerous chunky charms or more streamlined duos or trios.

Charms aren’t the only factor in this decision. There are several silhouettes to choose from, although some can be manually adjusted to the desired length. The majority are meant to be worn just below the neck, allowing the charms to highlight your collarbone. Louis Vuitton’s hot balloon-, purse- and floral-decorated pick actually functions as a choker. If you prefer your danglers to, well, dangle, pendants and lariats are a good way to go. Chloe’s The Bloomcraft Pendant Necklace boasts a horse medal, a pineapple and a banana with the latter two in a pretty blue and white porcelain design. While NEST Jewelry’s Turquoise Heart Charm Necklace centers around a marbled heart pendant.

Zara is cosigning the concept of a layered look. The cost-effective retailer is selling its necklaces in packs of two so there’s minimal effort required. Whether it be sets of colorful resin charms or a mixed metal pairing that has charms along with medals, Zara doubles the fun. Quiet luxury is taking a bit of a nap so feel more than free to add extra charms on any of these standout selections for a one-of-a-kind appearance. On the flip side, please don’t detach any of the new accents and clasp them on your bags or belt loops.

Ready to take your fall staples up several notches? If you answered in the affirmative, then simply scroll down to discover the most noteworthy charm necklaces of this and next season.